Oolu’s Specialist Policies
Unoccupied – If your property is unoccupied, whether it’s due to a pending sale, renovation, conversion work or something else. Whatever the reason, our policies will cover you for a wide range of potential damage.
Subsidence – If your property has previously had a subsidence problem, then it is more than likely blacklisted by all insurance companies, permanently raising your premiums and locking you into a specific insurer. Not to worry! One of Oolu’s specialties is subsidence policies, we’ll find an insurance policy for you.
Thatch – Building insurance is based on how much a property will cost to rebuild as opposed to its market value. Thatched properties are often constructed using specialist techniques and materials, which means that rebuild costs are generally higher than tiled properties, which most insurers are reluctant to cover. At Oolu, we recognise the nuances of thatch properties insurance and offer competitive policies.
Multi-tenure – As a HMO, your property poses a higher insurance risk due to it having multiple tenants. As such, HMO landlords have different liabilities and obligations compared to a standard letting. Our experts recognise this and will work to get the best specialist policy for you.
Holiday Homes – Due to holiday homes rarely being fully occupied, many insurance companies refuse to cover them, not here at Oolu! Our holiday home insurance is designed for property owners who have a second home being used as a holiday home, whether for personal use or letting out to holiday makers.